Refinance Loans for Real Estate Investors
A Cash-Out Refinance Private Money Loan is an ideal solution for real estate investors who want fast, flexible access to capital—without the need for income verification or tax returns. With streamlined approvals through non-QM lending, investors can move quickly on new opportunities. These loans can be used across a wide range of investment property types, including:
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Single-Family Homes
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Condos & Townhomes
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Multi-Family Properties
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Commercial & Mixed-Use
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Office, Retail, Industrial & Warehouse Properties
Rates start at 9.50%, with loan amounts ranging from $250,000 to $10,000,000, and up to $150,000,000 for large-balance refinance loans.
How Does a Cash-Out Refinance Loan Work?
Cash-Out and Rate-and-Term Refinance Loans offer investors a fast, straightforward way to tap into the equity of an existing investment property. By refinancing into a larger loan, the investor receives the difference in cash—providing immediate liquidity to reinvest, expand a portfolio, or cover project needs.
Because we specialize in asset-based lending, approvals are based primarily on the value of the property rather than personal financial documentation. This allows investors to secure funding within days, not months.
With a Cash-Out Refinance, your current mortgage is replaced with a higher-balance loan. The gap between your existing payoff and the new loan amount is returned to you as cash—fueling your next real estate move.
If the bank turned you down or couldn’t move fast enough, Stone Oak Capital Group is here to help. Contact us for a free consultation and fast answers.